Retirement AtlasA clearer view of retirement.

37 countries · Official policy sources

Before you pay more,
check what changes.

Check your country’s contribution rules, confirm the accepted amounts, then compare what you would pay.

Find your country →
A notebook and separate dishes of counters illustrate checking records and keeping contributions distinct.

English guides · Sources checked 4 October 2026 · Official source links in every guide

From a record to a clearer cost.

  1. Check the rulesFind your insured category, credits and any missing periods.
  2. Confirm the amountAsk the authority or scheme which payment is accepted and when it is due.
  3. Compare your costEnter confirmed amounts. Keep cash tax savings and employer funding separate.

Europe

20 countries

Austria EUR

Statutory pension insurance, continued insurance and higher insurance

Belgium EUR

Belgian statutory social security and authorised pension regularisation

Czechia CZK

Statutory pension insurance administered by ČSSZ

Denmark DKK

ATP Livslang Pension and Danish social protection

Finland EUR

TyEL employee pensions and YEL self-employed pensions

France EUR

Assurance retraite, Agirc-Arrco and French social insurance

Germany EUR

Deutsche Rentenversicherung and statutory social insurance

Iceland ISK

Mandatory occupational pension funds and supplementary pension savings

Ireland EUR

PRSI, State Pension (Contributory) and MyFutureFund

Italy EUR

INPS statutory pensions and Italian social insurance

Netherlands EUR

AOW, Anw and Dutch social insurance

Norway NOK

National Insurance Scheme and qualifying occupational pensions

Poland PLN

ZUS pension and disability insurance with separate sickness and health cover

Portugal EUR

Segurança Social and Seguro Social Voluntário

Russia RUB

Compulsory pension insurance (OPS), social/medical contributions and voluntary saving

Spain EUR

Seguridad Social, RETA and convenios especiales

Sweden SEK

Swedish public pension and social insurance

Switzerland CHF

AHV/IV/EO, occupational pensions and restricted pillar 3a savings

Türkiye TRY

SGK statutory insurance and separate BES individual pensions

United Kingdom GBP

National Insurance and workplace pension contributions

Asia & Middle East

10 countries

China CNY

Mainland China basic pension and social insurance; personal pension accounts

India INR

EPF, EPS, EDLI, ESI and voluntary National Pension System

Indonesia IDR

BPJS Ketenagakerjaan JHT/JP and separate JKN health coverage

Israel ILS

National Insurance and mandatory funded pension

Japan JPY

National Pension, Employees’ Pension and statutory health insurance

Saudi Arabia SAR

GOSI annuities, occupational hazards and SANED

Singapore SGD

Central Provident Fund (CPF), MediSave and retirement cash top-ups

South Korea KRW

National Pension (NPS) and Korea's statutory social insurance

Thailand THB

Social Security Sections 33, 39 and 40

United Arab Emirates AED

GPSSA, local pension funds and separate employee savings

Americas

5 countries

Argentina ARS

SIPA / ANSES; autonomos and monotributo

Brazil BRL

RGPS / INSS

Canada CAD

Canada Pension Plan; Quebec Pension Plan is separate

Mexico MXN

IMSS and the AFORE retirement account

United States USD

Social Security and Medicare

Oceania

2 countries

Australia AUD

Super Guarantee, voluntary super and Medicare levy

New Zealand NZD

NZ Super, KiwiSaver and ACC levies

Start with the record, then the payment.

  1. Identify your insured category, current obligations, record errors, credits and exemptions.
  2. Confirm whether the particular voluntary payment or back payment is accepted.
  3. Compare your personal commitment with confirmed cash tax savings. Keep employer funding and fund credits separate.
  4. Check due dates, benefits, access to savings and money needed for living costs before acting.

Every country has a cost tool using confirmed official amounts. These tools do not derive statutory premiums from salary or decide entitlement. They do not rank commercial insurance products. The articles explain where local, residency and scheme rules need a separate check.

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