Japan · JPY · Pension guide
Use your Nenkin Net estimate to plan a retirement budget in yen. Keep a total public-pension forecast separate from company pensions and money you can actually withdraw.
Open the calculatorIt compares spending, manually entered pensions and accessible savings in JPY, in today's purchasing power.
Use your own after-tax pension estimate. Read the full example
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Japan Pension Service's Nenkin Net lets users estimate benefits under different future coverage and claiming assumptions. Obtain the estimate for the scenario you want to examine. Confirm whether the displayed total already includes both the basic pension and employees' pension before entering it.
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Use an annual net estimate divided by twelve for this monthly planning model. Actual deposits and deductions may follow a different schedule. A monthly average helps compare income and expenses but does not replace a bank-account cash-flow calendar.
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A retirement lump sum is not a lifetime monthly pension. Include it as accessible capital only in a scenario starting when the money is available. Tax on pensions or lump sums, health insurance, contribution exemptions and international totalization are outside this model.
Sources checked . Manual pension amounts. No eligibility, tax calculation or future benefit reassessment. This model assumes steady returns and is not a probability of success.