Germany · EUR · Pension guide
Turn the figures in your Renteninformation and provider statements into a retirement spending plan. Compare pension income with the savings needed before and after payments start.
Open the calculatorIt compares spending, manually entered pensions and accessible savings in EUR, in today's purchasing power.
Use your own after-tax pension estimate. Read the full example
01
Deutsche Rentenversicherung's Renteninformation explains accrued rights and projected statutory pension. Its projected amounts need to be read alongside the statement's purchasing-power warning. Check the date, gross or net basis, and assumptions before putting a figure into this after-tax calculator.
02
Collect separate statements for a Betriebsrente and any private pension. A monthly payment may start on a different date from the statutory pension. If you enter the payment, exclude the assets committed to generating it from accessible savings.
03
Use net estimates after relevant tax, health and care contributions. The calculator does not determine those deductions, qualifying years, early-retirement reductions or eligibility. A change to the start date needs a fresh pension quote as well as a new date in the plan.
Sources checked . Manual pension amounts. No eligibility, tax calculation or future benefit reassessment. This model assumes steady returns and is not a probability of success.