01
Use the career-based official estimate
Mon estimation retraite uses rights recorded across pension schemes and shows estimates for different retirement ages. Start there to check your career record and obtain the amount associated with your chosen date. This calculator does not calculate trimestres, points, reductions or increases.
02
Check whether the total is already combined
A consolidated pension estimate may include basic and complementary schemes. Enter that total once, or split it into components with their own dates. Adding an Agirc-Arrco payment to a total that already includes it would overstate income.
03
Put retirement savings on the same basis
A PER or other pension product can have different withdrawal choices. Check whether you will receive capital or recurring payments and use the corresponding route. The model does not calculate access rights, product taxation or pension reforms; all amounts must be supplied after tax.