01
Review the pension file across careers
mypension provides personal information about statutory and supplementary pensions, including career records and relevant retirement dates. A mixed career needs attention to which schemes are included. Use the applicable estimate rather than treating one career segment as the whole pension.
02
A supplementary reserve is not monthly income
The supplementary-pension area can show reserves and expected amounts. Confirm whether the benefit is capital or an annuity. A lump sum cannot be entered as a monthly payment, and capital funding an annuity cannot simultaneously be treated as freely spendable savings.
03
Account for private provision separately
Check separately held personal pension-saving products with their providers. Combine only amounts on the same net and purchasing-power basis. This model does not calculate Belgian taxes, pension eligibility, product access conditions or future reform effects.