Belgium · EUR · Pension guide

Belgium pension and retirement planning guide

Use mypension information to separate statutory income, supplementary pension reserves and accessible savings. Compare your retirement budget in today's euros.

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What can this calculator estimate?

It compares spending, manually entered pensions and accessible savings in EUR, in today's purchasing power.

Use your own after-tax pension estimate. Read the full example

01

Review the pension file across careers

mypension provides personal information about statutory and supplementary pensions, including career records and relevant retirement dates. A mixed career needs attention to which schemes are included. Use the applicable estimate rather than treating one career segment as the whole pension.

02

A supplementary reserve is not monthly income

The supplementary-pension area can show reserves and expected amounts. Confirm whether the benefit is capital or an annuity. A lump sum cannot be entered as a monthly payment, and capital funding an annuity cannot simultaneously be treated as freely spendable savings.

03

Account for private provision separately

Check separately held personal pension-saving products with their providers. Combine only amounts on the same net and purchasing-power basis. This model does not calculate Belgian taxes, pension eligibility, product access conditions or future reform effects.

Using the calculator

  1. Review the statutory and supplementary sections of mypension.
  2. Separate expected capital from recurring after-tax payments.
  3. Test the bridge before the entered statutory pension start date.
  4. Use today's purchasing power for every amount. Compare more than one return, spending target and planning horizon.
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Official sources & pension overviews

Sources checked . Manual pension amounts. No eligibility, tax calculation or future benefit reassessment. This model assumes steady returns and is not a probability of success.

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