Saudi Arabia · SAR · Pension guide
Use a confirmed GOSI or applicable pension estimate to plan a retirement budget in riyals. Keep pension eligibility separate from the savings calculation.
Open the calculatorIt compares spending, manually entered pensions and accessible savings in SAR, in today's purchasing power.
Use your own after-tax pension estimate. Read the full example
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GOSI provides a pension calculator for contributors to obtain an approximate retirement benefit based on their information. Confirm the scheme and rules that apply to your record. The dates shown in this independent calculator are illustrative inputs, not a legal retirement age.
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A recurring pension and a lump-sum employment benefit should not be entered in the same way. Only count a lump sum as capital when it is available. This tool does not calculate employment benefits or determine which pension coverage applies to a resident.
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Use SAR throughout and match the people included in the income and spending totals. Check housing, dependants and medical costs in your own budget. Cross-border payments, currency conversion, eligibility and tax residence are outside this model.
Sources checked . Manual pension amounts. No eligibility, tax calculation or future benefit reassessment. This model assumes steady returns and is not a probability of success.