Mexico · MXN · Pension guide
Use an IMSS, ISSSTE or provider estimate to plan retirement spending in Mexican pesos. Separate pension income from AFORE assets that fund the same benefit.
Open the calculatorIt compares spending, manually entered pensions and accessible savings in MXN, in today's purchasing power.
Use your own after-tax pension estimate. Read the full example
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IMSS provides pension services including Mi Pensión Digital and a route to an estimated amount. Your own coverage and pension regime matter. This calculator does not choose between regimes or calculate credited weeks, salary bases or contribution options.
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A retirement account can help fund the pension you enter. Do not add its full balance to accessible savings if that capital is also producing the pension. Ask the provider which amounts can actually be withdrawn separately and on what date.
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Use net annual totals converted to monthly amounts, checking how additional payments are treated. Maintain a separate deposit calendar if the actual payment pattern is uneven. Tax, eligibility, minimum benefits and future indexation are not assessed here.
Sources checked . Manual pension amounts. No eligibility, tax calculation or future benefit reassessment. This model assumes steady returns and is not a probability of success.