01
Check the institution holding your contributions
ANSES's Historia Laboral shows recorded contributions, and its guidance notes that some work may be covered by another pension fund. Establish which institution handles your record and obtain a relevant estimate. This model does not assess service requirements or special regimes.
02
Use one purchasing-power date
Do not mix an old nominal benefit quote with a current spending budget. Express both in pesos of the same date. The projection assumes constant real pension payments; that assumption is a planning simplification, not a forecast of benefit adjustments.
03
Separate currency risk from retirement arithmetic
Foreign-currency savings require a consistent conversion before using an ARS budget. This tool does not supply exchange rates, forecast devaluation or model capital restrictions. Large nominal balances are supported, but a long steady-return projection still has substantial limitations.