Ireland · EUR · Pension guide

Ireland pension and retirement planning guide

Separate the State Pension start from the day you stop working. Compare occupational or private pension payments with accessible savings and a monthly euro budget.

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What can this calculator estimate?

It compares spending, manually entered pensions and accessible savings in EUR, in today's purchasing power.

Use your own after-tax pension estimate. Read the full example

01

An illustration's full State Pension is not your record

The Pensions Authority publishes assumptions behind its pension calculator, including its State Pension and fee assumptions. Those assumptions do not establish your own benefit. Obtain your personal entitlement information before replacing zero income in this planner.

02

Compare the bridge and the later budget

A private retirement date can precede the State Pension start. The bridge must be funded by resources available in those years. Changing the pension date here does not change the pension amount or determine whether a scheme can be accessed.

03

Keep pension capital and income distinct

Occupational and private arrangements can involve lump sums, annuities or drawdown. Count the capital or its resulting income once. This model does not calculate tax relief, pension contributions, fund withdrawal rules or automatic-enrolment benefits.

Using the calculator

  1. Collect State Pension information and occupational or private provider estimates.
  2. Convert weekly or annual net amounts to a consistent monthly basis.
  3. Compare the pre-pension bridge with a longer retirement horizon.
  4. Use today's purchasing power for every amount. Compare more than one return, spending target and planning horizon.
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Official sources & pension overviews

Sources checked . Manual pension amounts. No eligibility, tax calculation or future benefit reassessment. This model assumes steady returns and is not a probability of success.

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